dipity

Latest news, information, data and analysis on UK property prices, house prices and the affect on mortgages and homeowners.

Created by Telegraphfinance on 27/09/2008

Last updated: 07/10/10 at 21:34

• House price drop: What does it mean for buyers?
  07/10/2010 12:28

  The September house price data from the Halifax has caused quite a ripple. Buyers and sellers alike will be wondering what exactly it means for them. Are buyers now in a position to offer far less on properties, to really play hardball? And should sellers be significantly reducing their expectations about what they can achieve and lowering their asking prices accordingly?
  http://www.telegraph.co.uk/finance/economics/houseprices/8048189/House-price-drop-What-does-it-mean-for-buyers.html

• Paying off mortgages is a priority
  02/10/2010 17:52

  Homeowners paid down their mortgages by an extra £6.2bn in the three months to June, proving that Britain's new-found financial prudence shows no signs of waning.
  http://www.telegraph.co.uk/finance/economics/houseprices/8038777/Paying-off-mortgages-is-a-priority.html

• Mortgage approvals hit new high
  23/06/2010 10:19

  The number of mortgages approved for house purchase rose to its highest level this year during May, figures show.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/7848770/Mortgage-approvals-hit-new-high.html

• UK house prices are now less than 10pc below their record peak
  03/06/2010 8:28

  Rally leaves prices less than 10pc below peak reached before slump.
  http://www.telegraph.co.uk/finance/economics/houseprices/7799835/UK-house-prices-are-now-less-than-10pc-below-their-record-peak.html

• Number of first time buyers falls sharply
  09/03/2010 6:29

  Only one in four people planning to buy a home are first-time buyers.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/7403571/Number-of-first-time-buyers-falls-sharply.html

• UK house prices fall for first time in 10 months
  26/02/2010 7:54

  Building society Nationwide said it was too early to know whether it was the start of a sustained drop.
  http://www.telegraph.co.uk/finance/economics/houseprices/7322208/UK-house-prices-fall-for-first-time-in-10-months.html

• UK house prices 'to slump as credit crunch returns'
  15/02/2010 22:18

  A second mortgage credit crunch that will send UK house prices into a new tailspin is looming, say economists and credit experts.
  http://www.telegraph.co.uk/finance/economics/houseprices/7245801/UK-house-prices-to-slump-as-credit-crunch-returns.html

• House prices rise at fastest pace in five months, says Nationwide
  29/01/2010 7:13

  House prices jumped at their sharpest pace in five months in January, taking the annual rate of increase to a two-year high.
  http://www.telegraph.co.uk/finance/economics/houseprices/7099350/House-prices-rise-at-fastest-pace-in-five-months-says-Nationwide.html

• Are first-time home buyers in a better position?
  08/01/2010 5:31

  First time buyers are weighing up whether it's the right time to jump on the housing ladder.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/6949447/Are-first-time-home-buyers-in-a-better-position.html

• UK house prices end decade 117pc higher, says Nationwide
  31/12/2009 7:50

  UK house prices enjoy strong performance after a 5.9pc gain in 2009, Nationwide reports.
  http://www.telegraph.co.uk/finance/economics/houseprices/6915006/UK-house-prices-end-decade-117pc-higher-says-Nationwide.html

• House prices rise in November
  15/12/2009 7:07

  House prices continued to rise during November, research showed today.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/6814790/House-prices-rise-in-November.html

• House prices rise for fifth month in a row
  29/10/2009 11:57

  House prices have risen for the fifth month in a row.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/6459590/House-prices-rise-for-fifth-month-in-a-row.html

• Rural homes holding value better than urban ones
  11/09/2009 15:36

  Property values in rural areas have held up better than in towns and cities during the past year according to research.
  http://www.telegraph.co.uk/finance/economics/houseprices/6174438/Rural-homes-holding-value-better-than-urban-ones.html

• UK house prices gain for second month
  10/09/2009 9:50

  UK house prices climbed for a second month in August in the latest sign that low interest rates and the decline of the last two years are attracting buyers.
  http://www.telegraph.co.uk/finance/economics/houseprices/6166545/UK-house-prices-gain-for-second-month.html

• House prices up 0.1 per cent in August says Hometrack
  30/08/2009 18:45

  House prices edged ahead by 0.1 per cent during August as the market continued to be supported by a shortage of homes for sale research for Hometrack found.
  http://www.telegraph.co.uk/finance/economics/houseprices/6113571/House-prices-up-0.1-per-cent-in-August-says-Hometrack.html

• Pound weakens on strong UK housing data
  27/08/2009 9:56

  Sterling fell broadly on Thursday as surprisingly strong UK house price data failed to dent the view that UK monetary policy will be kept ultra loose to revive the economy depressing market interest rates.
  http://www.telegraph.co.uk/finance/economics/6098187/Pound-weakens-on-strong-UK-housing-data.html

• Savills sees foreign buyers boost prime London housing market
  27/08/2009 9:14

  Savills says City financiers and overseas buyers boosted the prime London housing market in the first half.
  http://www.telegraph.co.uk/finance/newsbysector/constructionandproperty/6097928/Savills-sees-foreign-buyers-boost-prime-London-housing-market.html

• Home owners failing green targets to pay more Council Tax
  23/08/2009 14:09

  Home owners who fail to install double glazing or take other measures to insulate their homes could be forced to pay more Council Tax under new proposals.
  http://www.telegraph.co.uk/finance/economics/houseprices/6077025/Home-owners-failing-green-targets-to-pay-more-Council-Tax.html

• Jump in mortgage lending disclosed in CML figures
  11/08/2009 10:08

  CML figures show 23pc jump in the number of mortgages in June.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/6008849/Jump-in-mortgage-lending-disclosed-in-CML-figures.html

• North south divide in house prices expected to widen says RICS
  10/08/2009 16:22

  The north south divide in house prices is expected to widen as the latest housing survey from the Royal Institution of Chartered Surveyors shows people in the north are quicker to put their houses up for sale.
  http://www.telegraph.co.uk/finance/economics/houseprices/6005301/North-south-divide-in-house-prices-expected-to-widen-says-RICS.html

• Repossessions set to be lower than expected CML says
  22/06/2009 13:33

  Repossessions may be lower than expected this year as the Council of Mortgage Lenders reduced its forecast amid an improving housing market.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/5602093/Repossessions-set-to-be-lower-than-expected-CML-says.html

• Don't get carried away by house price rise
  04/06/2009 11:49

  Halifax echoed Nationwide on Thursday by claiming that UK house prices rose in May jumping by a massive 2.6pc.
  http://www.telegraph.co.uk/finance/economics/houseprices/5443014/Dont-get-carried-away-by-house-price-rise.html

• £46m wiped from pension pots following house price falls
  02/04/2009 14:38

  Pensioners relying on the value of their homes to fund their retirement have seen more than £46 million disappear from their pension pots due to the slump in house prices.
  http://www.telegraph.co.uk/finance/personalfinance/pensions/5094569/Pensioners-rely-on-value-of-homes-to-fund-retirement.html

• Home owners use savings to reduce mortgages as recession bites
  01/04/2009 12:06

  Home owners are using their savings to pay off a record amount of their mortgages figures reveal.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/5088662/Home-owners-use-savings-to-reduce-mortgages-as-recession-bites.html

• Do not pass go - or expect house prices to rise soon
  22/03/2009 19:10

  Four experts explain why the housing market has failed to follow the rise of shares.
  http://www.telegraph.co.uk/finance/economics/houseprices/5033209/Do-not-pass-go---or-expect-house-prices-to-rise-soon.html

• Five ways to boost the amount you can borrow for your mortgage
  16/03/2009 14:53

  You may soon be unable to borrow more than three times your annual salaries under new borrowing rules.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/5000969/Five-ways-to-boost-the-amount-you-can-borrow-for-your-mortgage.html

• A fixedrate mortgage will help you beat the house price falls
  10/03/2009 12:03

  A drop in house prices of 6 per cent over six months would put a borrower who has a 75 per cent LTV on a loan size of £187500 in the 90 per cent LTV bracket.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/4967292/A-fixed-rate-mortgage-will-help-you-beat-the-house-price-falls.html

• House price falls continue despite increase in activity
  01/03/2009 11:01

  House prices continued to fall during February despite an increase in activity in the market new figures indicate.
  http://www.telegraph.co.uk/finance/economics/houseprices/4902342/House-price-falls-continue-despite-increase-in-activity.html

• House prices falling at record rate
  17/02/2009 11:20

  House prices in the UK dropped by 2.3 per cent during December pushing the annual rate at which values are falling to a new record figures show.
  http://www.telegraph.co.uk/finance/economics/houseprices/4678844/House-prices-falling-at-record-rate.html

• 50 ways to save cash: Mortgages
  13/02/2009 12:32

  In hard times it's more important than ever to ensure that you pay no more than necessary for the essentials of life. In our list of 50 ways to get the most from your money here are seven tips on mortgages.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/4611101/50-ways-to-save-cash-Mortgages.html

• Number of properties sold slips to lowest level in more than 30 years
  09/02/2009 16:18

  The housing market has slumped further despite the Government's rescue package new figures from the Royal Institution of Chartered Surveyors have disclosed.
  http://www.telegraph.co.uk/finance/economics/houseprices/4569718/Number-of-properties-sold-slips-to-lowest-level-in-more-than-30-years.html

• House prices show rise in January Halifax says
  05/02/2009 10:01

  House prices rose in January for the first time in 11 months according to the Halifax building society.
  http://www.telegraph.co.uk/finance/economics/4522348/House-prices-show-rise-in-January-Halifax-says.html

• UK house prices fall further in January
  29/01/2009 7:54

  House prices fall for a fifteenth straight month in January as the recession adds further downward pressure on the market.
  http://www.telegraph.co.uk/finance/economics/houseprices/4382138/UK-house-prices-fall-further-in-January.html

• Britain's first straw council houses to be built
  27/01/2009 12:36

  Britain's first straw council houses are to be built in a bid to cut costs and energy consumption.
  http://www.telegraph.co.uk/earth/environment/4358313/Britains-first-straw-council-houses-to-be-built.html

• Buildings insurance to fall thanks to crisis in construction industry
  23/01/2009 14:16

  Millions of homeowners could benefit from lower buildings insurance later this year thanks to the crisis in the construction industry.
  http://www.telegraph.co.uk/finance/personalfinance/insurance/buildings/4323669/Buildings-insurance-to-fall-thanks-to-crisis-in-construction-industry.html

• Firsttime buyers should head to Hounslow for best value for money
  23/01/2009 14:16

  Firsttime buyers should head to Hounslow if they want the best value for money a new report revealed.
  http://www.telegraph.co.uk/finance/economics/houseprices/4323658/First-time-buyers-should-head-to-Hounslow-for-best-value-for-money.html

• Margaret Beckett condemned for claiming 'upturn' in housing market
  18/01/2009 16:59

  Margaret Beckett the housing minister has been strongly criticised for claiming there were signs of an 'upturn' in the property market.
  http://www.telegraph.co.uk/finance/economics/houseprices/4283383/Margaret-Beckett-condemned-for-claiming-upturn-in-housing-market.html

• Estate agent holds countywide open house to woo reluctant buyers
  16/01/2009 14:40

  An estate agent is hosting a countywide "house crawl" next week in a radical attempt to woo reluctant buyers to visit all the properties on their books.
  http://www.telegraph.co.uk/finance/financetopics/financialcrisis/4270297/Estate-agent-holds-county-wide-open-house-to-woo-reluctant-buyers.html

• Buytolet 2009 Outlook Hometrack
  14/01/2009 15:16

  Aside from further house price falls the biggest challenge for landlords this year will be a decline in rents as supply increases and the cost of renting starts to become less attractive.
  http://www.telegraph.co.uk/finance/personalfinance/investing/4228962/Buy-to-let-2009-Outlook---Hometrack.html

• Buytolet 2009 outlook Ian Potter Association of Residential Letting Agents
  14/01/2009 15:14

  Landlords trying to come off shortterm fixed rates are likely to find it difficult if their equity level is low and could find themselves facing higher rates or larger arrangement fees to get refinancing.
  http://www.telegraph.co.uk/finance/personalfinance/investing/4229150/Buy-to-let-2009-outlook---Ian-Potter-Association-of-Residential-Letting-Agents.html

• British 'more pessimistic about economy than other nationalities'
  14/01/2009 0:56

  British people are the most pessimistic about the financial crisis compared with other major economies and do not believe that the Government has the policies to manage the situation according to an international poll.
  http://www.telegraph.co.uk/finance/financetopics/financialcrisis/4231376/British-more-pessimistic-about-economy-than-other-nationalities.html

• Estate agents struggling to sell one house a week figures show
  12/01/2009 14:55

  The housing market has slumped even further with new figures showing estate agents are selling less than one house a week.
  http://www.telegraph.co.uk/finance/financetopics/financialcrisis/4223100/Estate-agents-struggling-to-sell-one-house-a-week-figures-show.html

• House price decline 'makes moving from bottom of property ladder easier'
  11/01/2009 17:34

  Falling house prices have made it easier to trade up from the very bottom of the property ladder than at any point in the past five years figures suggest.
  http://www.telegraph.co.uk/finance/economics/houseprices/4217311/House-price-decline-makes-moving-from-bottom-of-property-ladder-easier.html

• White House replica up for sale as Barack Obama prepares for presidency
  09/01/2009 14:40

  As Barack Obama prepares to enter the White House a replica complete with its own Oval Office has been put up for sale in Atlanta Georgia.
  http://www.telegraph.co.uk/news/worldnews/northamerica/usa/barackobama/4207731/White-House-replica-up-for-sale-as-Barack-Obama-prepares-for-presidency.html

• Buytolet: What does 2009 hold in store for landlords?
  09/01/2009 13:41

  We asked a panel of experts what 2009 will bring for buytolet landlords.
  http://www.telegraph.co.uk/finance/personalfinance/investing/4208177/Buy-to-let-What-does-2009-hold-in-store-for-landlords.html

• Interest rates cut: Mortgage cheer for six million home owners
  08/01/2009 12:01

  Up to 6m home owners on variablerate mortgages will benefit from the base rate cut experts say.
  http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/4174959/Interest-rates-cut-Mortgage-cheer-for-six-million-home-owners.html

• Prime country homes see record price falls Knight Frank estate agents finds
  06/01/2009 19:51

  The value of country homes has declined at a record level as figures from Knight Frank reveal home owners who work in banking and financial services are among the worse hit by the property slump.
  http://www.telegraph.co.uk/finance/economics/houseprices/4143627/Prime-country-homes-see-record-price-falls-Knight-Frank-estate-agents-finds.html

• House prices fall by record £3000 a month and return to 2004 levels finds Halifax
  02/01/2009 16:00

  Home owners have seen £3000 a month knocked off the value of their properties in the past year as average house prices fell to August 2004 levels.
  http://www.telegraph.co.uk/finance/economics/houseprices/4076613/House-prices-fall-by-record-3000-a-month-and-return-to-2004-levels-finds-Halifax.html

• Halifax and Nationwide give up on houseprice forecasts for 2009
  02/01/2009 12:28

  Halifax and Nationwide the mortgage lenders responsible for the two most widelywatched surveys of Britain's housing market have given up making forecasts for 2009 after their 2008 predictions proved far too optimistic.
  http://www.telegraph.co.uk/finance/economics/houseprices/4075710/Halifax-and-Nationwide-give-up-on-house-price-forecasts-for-2009.html

• UK house prices suffered record drop in 2008
  02/01/2009 10:47

  Prices plummeted 16.2pc last year and Halifax sees little respite for prices in 2009.
  http://www.telegraph.co.uk/finance/economics/houseprices/4075138/UK-house-prices-suffered-record-drop-in-2008.html